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To qualify for vehicle financing via The Auto Loan Stores, you:
-- must be a U.S. citizen over 18 years of age.
-- must not have had a vehicle reposessed in the last 12 months.
-- must not currently be in bankruptcy (recently discharged bankruptcy is okay)
-- must have
at least $1,800 in gross monthly income.
We do not offer refinancing loans, title loans or loans for sales between private individuals. All vehicles must be purchased through our nationwide network of dealers.
BOTTOM LINE:
Thanks to the competitive nature of the automotive business, more people than ever are qualifying for auto financing despite having credit problems in the past.
In fact, you'd be amazed at how much difference there is in the special finance field over just the past few years.
So don't be discouraged. The odds are better than they've ever been, and our online auto financing application is free and totally without obligation.
The folks behind www.whybuyusedcars.com clearly love their vehicles.
Granted, some of them are a bit pricier than we normally recommend (the bodacious Plymouth Prowler, for instance, is still $27,000 even if its seven years old). Thing is, nearly a third of all bad-credit car loans go to luxury cars (that happen to be just a few years old) so we have to keep track of that part of the market.
Recent recommendations from this site include the 04 BMW M3 and the 06 Infiniti G35.
Plenty of people use car loan payment calculators to set their monthly budget when car shopping, which is good, but often forget other items, which is bad.
Those other items can include:
-- maintenance
-- gas
-- taxes
-- insurance
-- state paperwork (titles and tags).
